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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,101 | $175,231+10.2% | $149,696+29.0% | $139,466+38.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 29.39% | 166.77%-137.4pp | 134.46%-105.1pp | 373.66%-344.3pp |
| Employer contribution / active EE | $6,594 | $5,478+20.4% | $4,821+36.8% | $4,754+38.7% |
| Participant deferral / active EE | $6,036 | $6,521-7.4% | $5,682+6.2% | $6,712-10.1% |
| Admin fee / account holder | $3,672 | $16,155-77.3% | $13,212-72.2% | $11,409-67.8% |