Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,866 | $62,583-92.2% | $76,767-93.7% | $64,173-92.4% |
| Participation rate | 69.5% | 72.8%-3.3pp | 77.0%-7.5pp | 69.6%-0.1pp |
| Annual return | -16.51% | -1.95%-14.6pp | 2.43%-18.9pp | 7.63%-24.1pp |
| Employer contribution / active EE | $644 | $1,832-64.8% | $2,485-74.1% | $2,381-72.9% |
| Participant deferral / active EE | $1,773 | $3,145-43.6% | $3,852-54.0% | $3,470-48.9% |
| Admin fee / account holder | $321 | $4,667-93.1% | $6,675-95.2% | $4,887-93.4% |