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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,488 | $148,623-84.9% | $135,974-83.5% | $139,466-83.9% |
| Participation rate | 73.9% | 83.9%-10.0pp | 81.9%-8.0pp | 80.3%-6.4pp |
| Annual return | 17.69% | 79.30%-61.6pp | 68.30%-50.6pp | 373.66%-356.0pp |
| Employer contribution / active EE | $2,457 | $5,246-53.2% | $4,859-49.4% | $4,754-48.3% |
| Participant deferral / active EE | $4,337 | $8,103-46.5% | $7,760-44.1% | $6,712-35.4% |
| Admin fee / account holder | $1,328 | $12,406-89.3% | $10,767-87.7% | $11,409-88.4% |