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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,363 | $62,583-45.1% | $76,767-55.2% | $64,173-46.5% |
| Participation rate | 87.8% | 72.8%+14.9pp | 77.0%+10.8pp | 69.6%+18.2pp |
| Annual return | -8.51% | -1.95%-6.6pp | 2.43%-10.9pp | 7.63%-16.1pp |
| Employer contribution / active EE | $1,132 | $1,832-38.2% | $2,485-54.5% | $2,381-52.5% |
| Participant deferral / active EE | $2,312 | $3,145-26.5% | $3,852-40.0% | $3,470-33.4% |
| Admin fee / account holder | $476 | $4,667-89.8% | $6,675-92.9% | $4,887-90.3% |