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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,250 | $167,522+89.4% | $151,639+109.2% | $134,532+135.8% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.5%-4.2pp | 81.2%+2.1pp |
| Annual return | -20.22% | 7.81%-28.0pp | 3.34%-23.6pp | 418.27%-438.5pp |
| Employer contribution / active EE | $4,469 | $6,828-34.5% | $6,165-27.5% | $4,741-5.7% |
| Participant deferral / active EE | $13,500 | $8,986+50.2% | $8,363+61.4% | $6,401+110.9% |
| Admin fee / account holder | $9,342 | $13,780-32.2% | $11,613-19.6% | $11,429-18.3% |