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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,256 | $79,633-26.8% | $93,759-37.9% | $68,486-14.9% |
| Participation rate | 39.7% | 75.4%-35.7pp | 81.0%-41.3pp | 67.9%-28.2pp |
| Annual return | -16.72% | -0.10%-16.6pp | -11.33%-5.4pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,355 | $3,665-63.0% | $4,324-68.7% | $2,597-47.8% |
| Participant deferral / active EE | $3,198 | $5,158-38.0% | $6,096-47.5% | $4,028-20.6% |
| Admin fee / account holder | $1,308 | $6,871-81.0% | $7,197-81.8% | $5,404-75.8% |