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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $690,677 | $107,666+541.5% | $102,184+575.9% | $154,746+346.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 12.67% | 29.33%-16.7pp | 31.58%-18.9pp | 172.34%-159.7pp |
| Employer contribution / active EE | $12,450 | $3,846+223.7% | $3,594+246.5% | $4,379+184.3% |
| Participant deferral / active EE | $23,259 | $8,719+166.8% | $8,309+179.9% | $6,730+245.6% |
| Admin fee / account holder | $2,806 | $12,943-78.3% | $11,609-75.8% | $14,365-80.5% |