Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,943 | $217,432+42.1% | $185,849+66.2% | $167,536+84.4% |
| Participation rate | 22.2% | 86.1%-63.8pp | 81.7%-59.5pp | 82.1%-59.9pp |
| Annual return | 23.79% | 148.42%-124.6pp | 122.10%-98.3pp | 478.82%-455.0pp |
| Employer contribution / active EE | $950 | $5,875-83.8% | $5,169-81.6% | $4,839-80.4% |
| Participant deferral / active EE | $3,089 | $6,357-51.4% | $5,569-44.5% | $6,342-51.3% |
| Admin fee / account holder | $4,399 | $19,818-77.8% | $16,244-72.9% | $12,315-64.3% |