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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,841 | $228,395-59.4% | $185,861-50.0% | $158,982-41.6% |
| Participation rate | 90.9% | 82.3%+8.6pp | 78.0%+12.9pp | 82.0%+8.9pp |
| Annual return | 10.79% | 40.82%-30.0pp | 35.96%-25.2pp | 302.99%-292.2pp |
| Employer contribution / active EE | $835 | $4,968-83.2% | $4,088-79.6% | $4,763-82.5% |
| Participant deferral / active EE | $2,742 | $6,417-57.3% | $5,634-51.3% | $5,983-54.2% |
| Admin fee / account holder | $367 | $11,869-96.9% | $9,503-96.1% | $11,252-96.7% |