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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,914 | $114,712+40.3% | $173,730-7.4% | $87,485+83.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 15.37% | 20.18%-4.8pp | 19.96%-4.6pp | 26.06%-10.7pp |
| Employer contribution / active EE | $6,258 | $2,904+115.5% | $4,577+36.7% | $2,596+141.1% |
| Participant deferral / active EE | $7,785 | $4,642+67.7% | $6,326+23.1% | $4,274+82.2% |
| Admin fee / account holder | $2,402 | $10,210-76.5% | $17,523-86.3% | $7,775-69.1% |