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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,914 | $108,825+47.9% | $156,181+3.0% | $82,448+95.2% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 15.37% | 20.59%-5.2pp | 64.87%-49.5pp | 41.64%-26.3pp |
| Employer contribution / active EE | $6,258 | $2,870+118.1% | $4,294+45.8% | $2,551+145.3% |
| Participant deferral / active EE | $7,785 | $4,577+70.1% | $6,132+27.0% | $4,139+88.1% |
| Admin fee / account holder | $2,402 | $9,341-74.3% | $14,586-83.5% | $7,234-66.8% |