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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,914 | $123,478+30.3% | $216,567-25.7% | $94,015+71.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 15.37% | 23.61%-8.2pp | 12.94%+2.4pp | 17.84%-2.5pp |
| Employer contribution / active EE | $6,258 | $3,136+99.6% | $5,216+20.0% | $2,790+124.3% |
| Participant deferral / active EE | $7,785 | $4,556+70.9% | $6,191+25.8% | $4,249+83.2% |
| Admin fee / account holder | $2,402 | $12,753-81.2% | $21,981-89.1% | $8,951-73.2% |