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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,982 | $63,346-84.2% | $92,240-89.2% | $70,126-85.8% |
| Participation rate | 80.4% | 68.7%+11.7pp | 76.5%+3.9pp | 69.5%+10.8pp |
| Annual return | 21.32% | 530.19%-508.9pp | 176.29%-155.0pp | 73.15%-51.8pp |
| Employer contribution / active EE | $2,910 | $2,471+17.8% | $3,680-20.9% | $2,343+24.2% |
| Participant deferral / active EE | $3,348 | $2,854+17.3% | $3,897-14.1% | $3,332+0.5% |
| Admin fee / account holder | $650 | $3,841-83.1% | $5,194-87.5% | $4,645-86.0% |