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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,740 | $159,934+18.0% | $147,005+28.4% | $145,959+29.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.96% | 98.24%-77.3pp | 418.76%-397.8pp | 561.95%-541.0pp |
| Employer contribution / active EE | $16,138 | $5,287+205.2% | $4,934+227.1% | $4,661+246.2% |
| Participant deferral / active EE | $11,174 | $8,427+32.6% | $8,070+38.5% | $6,689+67.1% |
| Admin fee / account holder | $5,261 | $15,053-65.0% | $13,006-59.5% | $13,398-60.7% |