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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,454 | $99,668+69.0% | $86,451+94.9% | $134,545+25.2% |
| Participation rate | 84.2% | 82.1%+2.1pp | 80.3%+3.9pp | 81.2%+3.0pp |
| Annual return | -22.92% | 6789.61%-6812.5pp | 4398.51%-4421.4pp | 418.37%-441.3pp |
| Employer contribution / active EE | $7,313 | $4,403+66.1% | $3,770+94.0% | $4,742+54.2% |
| Participant deferral / active EE | $9,971 | $7,249+37.6% | $6,953+43.4% | $6,401+55.8% |
| Admin fee / account holder | $5,709 | $8,377-31.8% | $6,734-15.2% | $11,431-50.1% |