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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,791 | $106,247+52.3% | $96,515+67.6% | $139,466+16.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.91% | 38.47%-27.6pp | 35.73%-24.8pp | 373.66%-362.8pp |
| Employer contribution / active EE | $2,016 | $4,106-50.9% | $3,740-46.1% | $4,754-57.6% |
| Participant deferral / active EE | $7,206 | $5,456+32.1% | $4,880+47.7% | $6,712+7.4% |
| Admin fee / account holder | $4,247 | $7,885-46.1% | $6,735-37.0% | $11,409-62.8% |