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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,540 | $111,814-42.3% | $103,374-37.6% | $145,959-55.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 1.81% | 24.77%-23.0pp | 24.89%-23.1pp | 561.95%-560.1pp |
| Employer contribution / active EE | $2,295 | $4,214-45.5% | $3,869-40.7% | $4,661-50.8% |
| Participant deferral / active EE | $10,329 | $5,618+83.9% | $5,058+104.2% | $6,689+54.4% |
| Admin fee / account holder | $191,319 | $9,754+1861.4% | $8,394+2179.2% | $13,398+1328.0% |