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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,015 | $95,917-4.1% | $79,583+15.6% | $134,545-31.6% |
| Participation rate | 90.9% | 75.0%+15.9pp | 69.5%+21.4pp | 81.2%+9.7pp |
| Annual return | -21.52% | -2.70%-18.8pp | 0.16%-21.7pp | 418.37%-439.9pp |
| Employer contribution / active EE | $2,153 | $3,129-31.2% | $2,414-10.8% | $4,742-54.6% |
| Participant deferral / active EE | $4,619 | $4,694-1.6% | $3,986+15.9% | $6,401-27.8% |
| Admin fee / account holder | $2,661 | $9,132-70.9% | $6,835-61.1% | $11,431-76.7% |