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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,867 | $112,131+44.4% | $95,964+68.7% | $158,982+1.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -2.64% | 171.19%-173.8pp | 91.64%-94.3pp | 302.99%-305.6pp |
| Employer contribution / active EE | $2,020 | $3,199-36.8% | $2,541-20.5% | $4,763-57.6% |
| Participant deferral / active EE | $7,427 | $4,784+55.2% | $4,167+78.3% | $5,983+24.1% |
| Admin fee / account holder | $4,986 | $10,136-50.8% | $6,797-26.6% | $11,252-55.7% |