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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,878 | $217,432+130.8% | $185,851+170.0% | $167,553+199.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.41% | 148.43%-139.0pp | 122.11%-112.7pp | 478.89%-469.5pp |
| Employer contribution / active EE | $38,667 | $5,874+558.2% | $5,168+648.1% | $4,840+699.0% |
| Participant deferral / active EE | $2,167 | $6,357-65.9% | $5,569-61.1% | $6,343-65.8% |
| Admin fee / account holder | $64,153 | $19,820+223.7% | $16,245+294.9% | $12,316+420.9% |