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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,560 | $217,432-40.4% | $185,851-30.3% | $167,553-22.7% |
| Participation rate | 70.0% | 86.1%-16.1pp | 81.7%-11.7pp | 82.1%-12.1pp |
| Annual return | 8.00% | 148.43%-140.4pp | 122.11%-114.1pp | 478.89%-470.9pp |
| Employer contribution / active EE | $7,275 | $5,874+23.8% | $5,168+40.8% | $4,840+50.3% |
| Participant deferral / active EE | $14,392 | $6,357+126.4% | $5,569+158.5% | $6,343+126.9% |
| Admin fee / account holder | $2,655 | $19,820-86.6% | $16,245-83.7% | $12,316-78.4% |