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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,598 | $63,082+18.3% | $81,726-8.7% | $79,856-6.6% |
| Participation rate | 59.5% | 67.5%-8.0pp | 72.0%-12.5pp | 69.6%-10.1pp |
| Annual return | 10.41% | 22.66%-12.2pp | 29.49%-19.1pp | 31.71%-21.3pp |
| Employer contribution / active EE | $747 | $1,795-58.4% | $4,311-82.7% | $2,471-69.8% |
| Participant deferral / active EE | $1,723 | $2,780-38.0% | $7,108-75.8% | $3,741-53.9% |
| Admin fee / account holder | $3,481 | $4,428-21.4% | $5,160-32.5% | $5,306-34.4% |