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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,207 | $76,834-24.2% | $108,359-46.3% | $87,485-33.5% |
| Participation rate | 93.3% | 61.7%+31.6pp | 70.1%+23.2pp | 68.9%+24.4pp |
| Annual return | 17.52% | 19.09%-1.6pp | 36.89%-19.4pp | 26.06%-8.5pp |
| Employer contribution / active EE | $1,642 | $1,556+5.5% | $2,399-31.5% | $2,596-36.7% |
| Participant deferral / active EE | $3,087 | $3,100-0.4% | $4,137-25.4% | $4,274-27.8% |
| Admin fee / account holder | $2,846 | $6,537-56.5% | $9,741-70.8% | $7,775-63.4% |