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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,824 | $162,136+12.1% | $152,301+19.4% | $154,746+17.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 8.94% | 91.02%-82.1pp | 80.50%-71.6pp | 172.34%-163.4pp |
| Employer contribution / active EE | $10,942 | $4,890+123.8% | $4,624+136.6% | $4,379+149.9% |
| Participant deferral / active EE | $1,480 | $8,341-82.3% | $8,004-81.5% | $6,730-78.0% |
| Admin fee / account holder | $50,113 | $15,759+218.0% | $14,398+248.1% | $14,365+248.8% |