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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,824 | $154,228+17.9% | $145,433+25.0% | $137,256+32.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.94% | 74.59%-65.6pp | 66.58%-57.6pp | 220.34%-211.4pp |
| Employer contribution / active EE | $10,942 | $4,804+127.8% | $4,554+140.2% | $4,156+163.3% |
| Participant deferral / active EE | $1,480 | $8,216-82.0% | $7,897-81.3% | $6,407-76.9% |
| Admin fee / account holder | $50,113 | $14,344+249.4% | $13,129+281.7% | $12,270+308.4% |