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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,510 | $56,110+20.3% | $94,993-28.9% | $70,126-3.7% |
| Participation rate | 74.1% | 65.0%+9.1pp | 73.9%+0.2pp | 69.5%+4.5pp |
| Annual return | 18.99% | 51.02%-32.0pp | 27.14%-8.2pp | 73.15%-54.2pp |
| Employer contribution / active EE | $1,055 | $1,442-26.9% | $2,603-59.5% | $2,343-55.0% |
| Participant deferral / active EE | $2,377 | $2,391-0.6% | $3,317-28.3% | $3,332-28.6% |
| Admin fee / account holder | $660 | $3,456-80.9% | $4,960-86.7% | $4,645-85.8% |