Retirement plan

KPFF/RRC PROFIT SHARING PLAN

Name: KPFF/RRC - KPFF/RRC PROFIT SHARING PLAN (2017) Form 5500
Creator: KPFF/RRC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KPFF/RRC PROFIT SHARING PLAN, KPFF/RRC

KPFF/RRCEIN 81-0438225Plan #001PY 2017

2038 OVERLAND DRIVE - BILLINGS, MT 59102406-656-6858

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$6.3M

+18.0% from 2016

Total participants

428

-1.2% from 2016

Average account balance

$47,650

+26.9% from 2016

Annual return

19.41%

+11.26 pp from 2016

Benchmarks

See 698 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants250-999

Cohort698 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$130K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

23.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$434K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1527

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIRST FINANCIAL EQUITY CORPORATION2+ years Filed as: FIRST FINANCIAL EQUITY CORP. Service code 26 · EIN 86-0511639 7373 N. SCOTTSDALE ROAD · SCOTTSDALE, AZ 85253	Advisory (Participants)	$17,137
DOUGLAS WILSON & CO.2+ years Service code 10 · EIN 81-0446334 1000 1ST AVE SOUTH · GREAT FALLS, MT 59401	Accounting	$7,000
EMPLOYEE BENEFIT RESOURCES, INC.2+ years Service code 64 · EIN 45-3983343 828 GREAT NORTHERN BOULEVARD · HELENA, MT 59601	Recordkeeping Fees	$6,707

Plan features & details

Pension benefit codes2H2E3D3H2J2K2T2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$30K

$78 / participant

Investment mgmt$17K56.2%
Contract admin$6K20.9%
Other / not subdivided$7K23.0%

% of EOY assets

0.485%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DOUGLAS WILSON & CO.
Auditor EIN: 810446334
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,650

$28,416+67.7%

$73,545-35.2%

$69,631-31.6%

Participation rate

23.9%

38.3%-14.4pp

54.9%-31.0pp

70.7%-46.8pp

Annual return

19.41%

-694.13%+713.5pp

-15.16%+34.6pp

27571.02%-27551.6pp

Employer contribution / active EE

$259

$430-39.9%

$1,219-78.8%

$2,032-87.3%

Participant deferral / active EE

$693

$897-22.8%

$1,806-61.7%

$3,224-78.5%

Admin fee / account holder

$231

$104+121.4%

$2,320-90.0%

$110+109.2%

Provider

Service type

Compensation

FIRST FINANCIAL EQUITY CORPORATION2+ years

Filed as: FIRST FINANCIAL EQUITY CORP.

Service code 26 · EIN 86-0511639

7373 N. SCOTTSDALE ROAD · SCOTTSDALE, AZ 85253

Advisory (Participants)

$17,137

DOUGLAS WILSON & CO.2+ years

Service code 10 · EIN 81-0446334

1000 1ST AVE SOUTH · GREAT FALLS, MT 59401

Accounting

$7,000

EMPLOYEE BENEFIT RESOURCES, INC.2+ years

Service code 64 · EIN 45-3983343

828 GREAT NORTHERN BOULEVARD · HELENA, MT 59601

Recordkeeping Fees

$6,707

KPFF/RRC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KPFF/RRC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion