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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,031 | $73,988-86.4% | $96,538-89.6% | $75,177-86.7% |
| Participation rate | 93.8% | 66.4%+27.3pp | 74.3%+19.4pp | 67.2%+26.5pp |
| Annual return | 25.92% | 26.73%-0.8pp | 35.74%-9.8pp | 160.75%-134.8pp |
| Employer contribution / active EE | $1,107 | $2,930-62.2% | $3,740-70.4% | $2,671-58.6% |
| Participant deferral / active EE | $2,010 | $3,660-45.1% | $4,880-58.8% | $4,126-51.3% |
| Admin fee / account holder | $3,564 | $5,220-31.7% | $6,737-47.1% | $5,651-36.9% |