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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,593 | $157,304+94.9% | $141,197+117.1% | $152,909+100.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 32.26% | 64.34%-32.1pp | 71.41%-39.1pp | 345.46%-313.2pp |
| Employer contribution / active EE | $12,219 | $5,263+132.2% | $4,736+158.0% | $4,764+156.5% |
| Participant deferral / active EE | $7,608 | $7,111+7.0% | $6,710+13.4% | $5,851+30.0% |
| Admin fee / account holder | $2,064 | $12,126-83.0% | $10,265-79.9% | $11,601-82.2% |