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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,851 | $165,361+78.3% | $149,715+96.9% | $158,950+85.5% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | -34.17% | 348.24%-382.4pp | 276.66%-310.8pp | 302.91%-337.1pp |
| Employer contribution / active EE | $12,933 | $5,103+153.4% | $4,645+178.4% | $4,762+171.6% |
| Participant deferral / active EE | $6,274 | $7,182-12.6% | $6,842-8.3% | $5,983+4.9% |
| Admin fee / account holder | $18,153 | $10,808+68.0% | $9,310+95.0% | $11,248+61.4% |