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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,984 | $93,345+50.0% | $119,126+17.5% | $87,485+60.0% |
| Participation rate | 80.8% | 68.7%+12.0pp | 75.8%+5.0pp | 68.9%+11.8pp |
| Annual return | 18.14% | 19.08%-0.9pp | 282.11%-264.0pp | 26.06%-7.9pp |
| Employer contribution / active EE | $4,704 | $3,172+48.3% | $4,034+16.6% | $2,596+81.2% |
| Participant deferral / active EE | $5,650 | $4,099+37.9% | $5,318+6.3% | $4,274+32.2% |
| Admin fee / account holder | $4,375 | $8,039-45.6% | $10,693-59.1% | $7,775-43.7% |