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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,155 | $99,994-45.8% | $146,643-63.1% | $85,847-36.9% |
| Participation rate | 93.9% | 73.1%+20.9pp | 80.1%+13.9pp | 69.3%+24.6pp |
| Annual return | 10.11% | 18.93%-8.8pp | 22.75%-12.6pp | 318.61%-308.5pp |
| Employer contribution / active EE | $3,883 | $2,559+51.8% | $4,137-6.1% | $2,565+51.4% |
| Participant deferral / active EE | $2,608 | $4,006-34.9% | $5,506-52.6% | $3,952-34.0% |
| Admin fee / account holder | $7,000 | $7,703-9.1% | $10,280-31.9% | $6,261+11.8% |