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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,730 | $82,324+77.0% | $68,803+111.8% | $134,545+8.3% |
| Participation rate | 92.9% | 75.1%+17.8pp | 69.0%+23.8pp | 81.2%+11.6pp |
| Annual return | -19.84% | -2.17%-17.7pp | -6.37%-13.5pp | 418.37%-438.2pp |
| Employer contribution / active EE | $4,181 | $3,302+26.6% | $2,656+57.4% | $4,742-11.8% |
| Participant deferral / active EE | $10,130 | $4,740+113.7% | $3,942+157.0% | $6,401+58.2% |
| Admin fee / account holder | $20,676 | $6,485+218.8% | $4,936+318.9% | $11,431+80.9% |