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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,051 | $154,193+110.8% | $130,045+150.0% | $139,466+133.1% |
| Participation rate | 89.5% | 82.0%+7.5pp | 78.5%+11.0pp | 80.3%+9.1pp |
| Annual return | 14.97% | 32.51%-17.5pp | -137.30%+152.3pp | 373.66%-358.7pp |
| Employer contribution / active EE | $2,154 | $5,292-59.3% | $4,321-50.1% | $4,754-54.7% |
| Participant deferral / active EE | $6,491 | $6,709-3.2% | $5,820+11.5% | $6,712-3.3% |
| Admin fee / account holder | $681 | $13,989-95.1% | $10,600-93.6% | $11,409-94.0% |