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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,318 | $175,259+68.5% | $149,723+97.2% | $139,487+111.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.49% | 166.82%-152.3pp | 134.50%-120.0pp | 373.84%-359.4pp |
| Employer contribution / active EE | $32,818 | $5,478+499.0% | $4,821+580.7% | $4,755+590.2% |
| Participant deferral / active EE | $14,882 | $6,522+128.2% | $5,682+161.9% | $6,713+121.7% |
| Admin fee / account holder | $43,132 | $16,158+166.9% | $13,215+226.4% | $11,407+278.1% |