Retirement plan

P.J.S COUNTY MARKET 401K PLAN & TRUST

Name: TEEPLES MARKET, INC. - P.J.S COUNTY MARKET 401K PLAN & TRUST (2017) Form 5500
Creator: TEEPLES MARKET, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, P.J.S COUNTY MARKET 401K PLAN & TRUST, TEEPLES MARKET, INC.

TEEPLES MARKET, INC.EIN 81-0287849Plan #001PY 2017

1260 MAPLE ST. - HELENA, MT 59601406-443-3606

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$2.9M

-21.7% from 2016

Total participants

114

-28.7% from 2016

Average account balance

$27,179

+13.1% from 2016

Annual return

16.35%

+9.33 pp from 2016

Benchmarks

See 9,369 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,369 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$69K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

214.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$408

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9417

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
EMPLOYEE BENEFIT RESOURCES, INC.3+ years Service code 15 · EIN 45-3983343 PO BOX 1193 · HELENA, MT 596241193	Recordkeeping	$11,241

Plan features & details

Pension benefit codes2E2G2J2F3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$14K

$200 / participant

Other / not subdivided$14K100.0%

% of EOY assets

0.483%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WIPFLI,LLP
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,179

$54,541-50.2%

$78,778-65.5%

$70,126-61.2%

Participation rate

91.5%

60.8%+30.7pp

69.2%+22.4pp

69.5%+22.0pp

Annual return

16.35%

21.07%-4.7pp

35.62%-19.3pp

73.15%-56.8pp

Employer contribution / active EE

$554

$1,089-49.1%

$1,986-72.1%

$2,343-76.4%

Participant deferral / active EE

$1,414

$2,210-36.0%

$2,958-52.2%

$3,332-57.6%

Admin fee / account holder

$131

$3,709-96.5%

$5,134-97.4%

$4,645-97.2%

Provider

Service type

Compensation

EMPLOYEE BENEFIT RESOURCES, INC.3+ years

Service code 15 · EIN 45-3983343

PO BOX 1193 · HELENA, MT 596241193

Recordkeeping

$11,241

P.J.S COUNTY MARKET 401K PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

P.J.S COUNTY MARKET 401K PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion