| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIRST INTERSTATE BANK Service code 25 · EIN 81-6023169 | Directed Trustee | $197,792 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $73,997 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,997 | $89,652+207.9% | $141,200+95.5% | $65,188+323.4% |
| Participation rate | 96.7% | 74.7%+22.0pp | 82.5%+14.3pp | 70.2%+26.5pp |
| Annual return | 18.43% | 32.79%-14.4pp | 71.41%-53.0pp | 29.38%-11.0pp |
| Employer contribution / active EE | $17,863 | $3,065+482.9% | $4,736+277.1% | $2,177+720.6% |
| Participant deferral / active EE | $6,107 | $5,691+7.3% | $6,710-9.0% | $3,514+73.8% |
| Admin fee / account holder | $863 | $569+51.8% | $10,265-91.6% | $847+1.8% |