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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,936 | $142,354-93.0% | $125,529-92.1% | $155,188-93.6% |
| Participation rate | 88.9% | 78.1%+10.8pp | 74.7%+14.2pp | 80.8%+8.1pp |
| Annual return | 22.87% | 306.06%-283.2pp | 202.56%-179.7pp | 148.84%-126.0pp |
| Employer contribution / active EE | $2,404 | $3,501-31.3% | $3,058-21.4% | $4,248-43.4% |
| Participant deferral / active EE | $5,291 | $5,491-3.6% | $4,813+9.9% | $6,531-19.0% |
| Admin fee / account holder | $1,570 | $19,392-91.9% | $16,298-90.4% | $14,480-89.2% |