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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,171 | $75,935-74.8% | $60,547-68.3% | $125,388-84.7% |
| Participation rate | 68.8% | 76.5%-7.8pp | 68.0%+0.8pp | 83.2%-14.4pp |
| Annual return | 60.97% | -5.38%+66.3pp | 335.64%-274.7pp | 282.24%-221.3pp |
| Employer contribution / active EE | $1,097 | $3,438-68.1% | $2,419-54.6% | $4,866-77.5% |
| Participant deferral / active EE | $1,407 | $4,506-68.8% | $3,328-57.7% | $5,352-73.7% |
| Admin fee / account holder | $90 | $6,768-98.7% | $4,536-98.0% | $9,541-99.1% |