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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,383 | $110,083+327.3% | $151,645+210.2% | $68,490+586.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -32.50% | -10.12%-22.4pp | 3.34%-35.8pp | -7.85%-24.6pp |
| Employer contribution / active EE | $20,709 | $4,470+363.3% | $6,165+235.9% | $2,597+697.5% |
| Participant deferral / active EE | $18,723 | $6,526+186.9% | $8,363+123.9% | $4,028+364.8% |
| Admin fee / account holder | $19,835 | $7,718+157.0% | $11,614+70.8% | $5,403+267.1% |