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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,770 | $175,600-11.3% | $129,110+20.6% | $134,509+15.8% |
| Participation rate | 89.5% | 81.6%+7.9pp | 77.3%+12.2pp | 81.2%+8.2pp |
| Annual return | -19.79% | -11.39%-8.4pp | -10.94%-8.8pp | 418.13%-437.9pp |
| Employer contribution / active EE | $11,090 | $6,355+74.5% | $5,052+119.5% | $4,741+133.9% |
| Participant deferral / active EE | $14,613 | $7,975+83.2% | $6,542+123.4% | $6,400+128.3% |
| Admin fee / account holder | $894 | $23,567-96.2% | $14,302-93.7% | $11,427-92.2% |