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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,565 | $282,059+0.2% | $213,469+32.4% | $154,746+82.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 77.1%+12.9pp | 80.7%+9.3pp |
| Annual return | 12.46% | 20.90%-8.4pp | 20.58%-8.1pp | 172.34%-159.9pp |
| Employer contribution / active EE | $14,071 | $6,189+127.3% | $4,994+181.8% | $4,379+221.3% |
| Participant deferral / active EE | $19,759 | $8,186+141.4% | $6,841+188.8% | $6,730+193.6% |
| Admin fee / account holder | $121,153 | $37,435+223.6% | $27,141+346.4% | $14,365+743.4% |