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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,565 | $239,571+17.9% | $183,328+54.1% | $137,256+105.9% |
| Participation rate | 90.0% | 82.4%+7.6pp | 77.3%+12.7pp | 80.0%+10.0pp |
| Annual return | 12.46% | 35.69%-23.2pp | 29.67%-17.2pp | 220.34%-207.9pp |
| Employer contribution / active EE | $14,071 | $6,148+128.9% | $5,055+178.3% | $4,156+238.6% |
| Participant deferral / active EE | $19,759 | $7,995+147.1% | $6,795+190.8% | $6,407+208.4% |
| Admin fee / account holder | $121,153 | $30,059+303.1% | $21,427+465.4% | $12,270+887.4% |