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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,166 | $165,381-61.2% | $149,730-57.1% | $158,966-59.6% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 20.47% | 348.29%-327.8pp | 276.70%-256.2pp | 302.95%-282.5pp |
| Employer contribution / active EE | $3,934 | $5,104-22.9% | $4,645-15.3% | $4,762-17.4% |
| Participant deferral / active EE | $6,982 | $7,182-2.8% | $6,843+2.0% | $5,983+16.7% |
| Admin fee / account holder | $256 | $10,809-97.6% | $9,310-97.2% | $11,250-97.7% |