Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,724 | $76,112-76.7% | $96,534-81.6% | $71,511-75.2% |
| Participation rate | 42.1% | 74.4%-32.3pp | 76.0%-33.9pp | 67.9%-25.8pp |
| Annual return | 20.40% | 22.81%-2.4pp | 25.88%-5.5pp | 28.86%-8.5pp |
| Employer contribution / active EE | $419 | $2,248-81.3% | $2,965-85.9% | $2,589-83.8% |
| Participant deferral / active EE | $2,158 | $4,217-48.8% | $4,851-55.5% | $4,291-49.7% |
| Admin fee / account holder | $1,205 | $2,708-55.5% | $8,253-85.4% | $1,588-24.2% |