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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,554 | $115,917+39.4% | $100,535+60.7% | $158,982+1.6% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | 6.36% | 34.80%-28.4pp | 30.90%-24.5pp | 302.99%-296.6pp |
| Employer contribution / active EE | $598 | $4,105-85.4% | $3,419-82.5% | $4,763-87.4% |
| Participant deferral / active EE | $13,000 | $6,677+94.7% | $6,271+107.3% | $5,983+117.3% |
| Admin fee / account holder | $5,658 | $11,002-48.6% | $8,085-30.0% | $11,252-49.7% |