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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,241 | $97,729-63.9% | $83,830-58.0% | $135,379-74.0% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -5.64% | 1287.52%-1293.2pp | 850.97%-856.6pp | 519.79%-525.4pp |
| Employer contribution / active EE | $1,372 | $4,222-67.5% | $3,631-62.2% | $4,779-71.3% |
| Participant deferral / active EE | $14,057 | $4,683+200.2% | $4,082+244.4% | $5,609+150.6% |
| Admin fee / account holder | $1,440 | $6,674-78.4% | $5,479-73.7% | $10,828-86.7% |