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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,222 | $70,486-55.7% | $100,528-68.9% | $79,852-60.9% |
| Participation rate | 55.9% | 73.6%-17.8pp | 79.4%-23.5pp | 69.6%-13.8pp |
| Annual return | 15.67% | 21.90%-6.2pp | 30.90%-15.2pp | 31.72%-16.0pp |
| Employer contribution / active EE | $1,741 | $2,165-19.6% | $3,419-49.1% | $2,471-29.6% |
| Participant deferral / active EE | $3,162 | $5,182-39.0% | $6,271-49.6% | $3,740-15.5% |
| Admin fee / account holder | $0 | $4,480-100.0% | $8,084-100.0% | $5,306-100.0% |