See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO. Service code 15 · EIN 95-6817943 | Recordkeeping | $2,600 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,709 | $75,183-75.1% | $123,892-84.9% | $55,167-66.1% |
| Participation rate | 59.3% | 72.8%-13.6pp | 81.4%-22.2pp | 69.0%-9.7pp |
| Annual return | 15.09% | 19.01%-3.9pp | 47.52%-32.4pp | 169.23%-154.1pp |
| Employer contribution / active EE | $2,093 | $2,823-25.9% | $4,617-54.7% | $1,963+6.7% |
| Participant deferral / active EE | $4,114 | $5,084-19.1% | $5,984-31.3% | $3,054+34.7% |
| Admin fee / account holder | $17 | $663-97.4% | $8,357-99.8% | $504-96.5% |