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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,004 | $96,508-64.8% | $75,901-55.2% | $152,897-77.8% |
| Participation rate | 61.1% | 76.2%-15.1pp | 69.3%-8.2pp | 82.5%-21.3pp |
| Annual return | 0.00% | 33.99%-34.0pp | 30.76%-30.8pp | 345.43%-345.4pp |
| Employer contribution / active EE | $535 | $3,310-83.8% | $2,501-78.6% | $4,764-88.8% |
| Participant deferral / active EE | $2,162 | $4,554-52.5% | $3,603-40.0% | $5,851-63.0% |
| Admin fee / account holder | $1,943 | $8,081-76.0% | $5,420-64.1% | $11,599-83.2% |