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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,088 | $85,171-71.7% | $172,753-86.1% | $72,976-67.0% |
| Participation rate | 33.3% | 70.1%-36.7pp | 82.6%-49.3pp | 69.5%-36.2pp |
| Annual return | 166.73% | 27.32%+139.4pp | 803.00%-636.3pp | 81.02%+85.7pp |
| Employer contribution / active EE | $1,716 | $3,324-48.4% | $5,144-66.6% | $2,440-29.7% |
| Participant deferral / active EE | $3,315 | $3,260+1.7% | $5,198-36.2% | $3,608-8.1% |
| Admin fee / account holder | $1,223 | $5,880-79.2% | $13,956-91.2% | $5,124-76.1% |