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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,851 | $65,437-59.0% | $86,698-69.0% | $66,949-59.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 76.6%+23.4pp | 69.8%+30.2pp |
| Annual return | -16.42% | -10.91%-5.5pp | 35.96%-52.4pp | 1.57%-18.0pp |
| Employer contribution / active EE | $1,137 | $2,154-47.2% | $2,837-59.9% | $2,545-55.3% |
| Participant deferral / active EE | $907 | $4,102-77.9% | $4,656-80.5% | $4,239-78.6% |
| Admin fee / account holder | $1,999 | $642+211.5% | $7,492-73.3% | $594+236.8% |