Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,110 | $49,280-75.4% | $67,313-82.0% | $64,173-81.1% |
| Participation rate | 36.7% | 60.8%-24.1pp | 69.1%-32.4pp | 69.6%-32.9pp |
| Annual return | -7.39% | -1.39%-6.0pp | -4.08%-3.3pp | 7.63%-15.0pp |
| Employer contribution / active EE | $667 | $1,668-60.0% | $2,566-74.0% | $2,381-72.0% |
| Participant deferral / active EE | $1,214 | $2,484-51.1% | $3,568-66.0% | $3,470-65.0% |
| Admin fee / account holder | $1,429 | $3,863-63.0% | $4,507-68.3% | $4,887-70.8% |